A Ministry of Women's Affairs Programme

Neary Smart Business

Neary prepares and connects. We do not lend. We help you build records, formalize, and get finance-ready — then refer you to CGCC and partner banks/MFIs, who make the lending decision.

Let's grow your business, together.

From everyday business activity to stronger records, digital payments, formalization, and finance readiness.

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Neary prepares and connects. We do not lend. We help you build records, formalize, and get finance-ready — then refer you to CGCC and partner banks/MFIs, who make the lending decision.

The six-step journey

  1. 1Learn
  2. 2Record
  3. 3Formalize
  4. 4Connect
  5. 5Finance
  6. 6Grow

Neary is one enablement layer built on Cambodia's existing rails — banks, KHQR/Bakong, CGCC, and financial-literacy programmes. Not a new banking platform.

521,207

Female-represented establishments in Cambodia

69.2%

Share of all Cambodian establishments

US$4.2B

Estimated unmet financing demand for women-owned MSMEs

The Vision

One guided journey — learn, record, formalize, connect, finance, and grow — so that everyday business activity turns into a stronger, finance-ready business.

Step 1

Learn

Build skills and business knowledge with bite-sized lessons, right when you need them.

Step 2

Record

Capture daily sales and expenses — by hand or automatically through KHQR.

Step 3

Formalize

Register your business with a guided, document-by-document checklist.

Step 4

Connect

Join a verified mentor and a network of partner programmes built for women entrepreneurs.

Step 5

Finance

See your Finance Readiness score and get matched to CGCC and partner banks/MFIs.

Step 6

Grow

Track your growth score and act on the next recommended step.

Value for every stakeholder

Neary is designed as a shared enablement layer — every partner gets something measurable out of the same guided journey.

MoWA

A measurable, quarterly-published outcome platform for women's economic empowerment.

NBC

Wider KHQR/Bakong adoption and stronger sex-disaggregated financial data.

CGCC

A pipeline of document-complete, WEGS-screened guarantee applicants.

Banks, MFIs & PSPs

Finance-ready referrals delivered against your own document matrix.

MoC

Higher formal business registration among women-owned micro-enterprises.

Women entrepreneurs

One guided journey from everyday activity to growth capital.

Built on Cambodia's existing rails, with our partners

CGCC
NBC
KHQR
PFIs

Ready to get started?

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